Jeffrey W. Kirshner, CPA*, PFS, MBA
Jeffrey Kirshner learned at an early age the importance of proper protection planning after seeing his father have to sell his dental practice prematurely due to health reasons. Proper planning minimized the financial impact of disability on the family and allowed Jeff to continue pursuing his college degree with limited financial impact.
In 1991, he graduated from Arizona State University with a degree in accounting and went to work for Price Waterhouse Coopers in the San Francisco Bay Area. After earning his CPA and working several years in public accounting, he went back to school to earn his MBA in Finance and Entrepreneurship from the Marshall School of Business at the University of Southern California. Upon graduation, he went to work for Oracle Corporation where he implemented large scale financial and sales systems for medium to large companies.
Searching for a career with higher purpose and the ability to have a meaningful impact on those he worked with, he entered the financial services industry in 2001. He joined his father, who had since started a second career in the financial services industry, and Michael Klarfeld, both of whom were helping other dentists and physicians with financial planning with a focus on income and asset protection.
In 2002, Jeff was a founding member of Kirshner & Klarfeld Financial Group. Located in Scottsdale, Arizona, his Firm is now a member of the Pacific Advisors community.
Over the years, he has built his firm into a comprehensive financial planning and wealth management practice that works primarily with physicians, dentists, and entrepreneurs. Most of his clients are high net worth individuals, yet those that are just beginning their careers often have low or negative net worth due to significant amounts of school debt. He believes that teaching young professionals good financial habits early will help set them on the path towards becoming high net worth clients in the future.
In his practice, Jeff takes a very detailed and methodical approach when helping his clients plan for their futures. He helps his clients understand the interdependent nature of asset protection, wealth accumulation, retirement income planning, business transfer planning and legacy planning. His planning highlights inefficiencies in traditional planning and has a heavy emphasis on tax efficiencies with a focus on process more than product.
In addition to his CPA credential, Jeff also earned his Personal Financial Specialist (PFS) designation, a designation available only to CPAs that are members in good standing with the American Institute of Certified Public Accountants (AICPA) and that meet the comprehensive ethical, educational, and professional foundation as determined by the AICPA. He is also a member of the Arizona Society of CPAs, FINSECA, and Valley Estate Planners. He is happily married to his wife who he met in third grade and has a son and a daughter.
Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 333 N Indian Hill Blvd, Claremont, CA 91711, 909-4478215. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kirshner & Klarfeld Financial Group LLC is not an affiliate or subsidiary of PAS or Guardian. Not practicing CPA for Guardian or its subsidiaries or affiliates. CA Insurance License Number - 0D63609. Forbes award is not issued or endorsed by Guardian or its subsidiaries. 2021-130365 Exp 11/23